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When You Insure
With a Mutual...
You're Protected
By The Best.
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Our Mutual Contractors Insurance Program
Provides These Options
| BROADFORM SHOP BUILDING
COVERAGE |
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Replacement cost |
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Increased reconstruction costs due to bylaws |
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Accidental breakage of glass and signs |

| OFFICE
CONTENTS COVERAGE |
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Replacement cost |
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Optional theft coverage |
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Optional mechanical breakdown to computers |
| BROADFORM INSTALLATION FLOATER |
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Materials on site (installed and in process) during
period of contract |
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Materials in transit to site |
| BROADFORM TOOL & EQUIPMENT
FLOATER |
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Hand tools on a blanket basis |
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Automatic 6 day coverage on short term rentals up to $2,500 |
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Automatic 30 day coverage on new acquisitions up to $2,500 |
| PUBLIC LEGAL LIABILITY |
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Premises Coverage - Your shop and job site |
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Completed Operations coverage-when work completed |
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Personal Injury (Libel, slander) |
Our Service To You
| WE'RE YOUR NEIGHBOURS |
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We are a local business too! |
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Focused on rural and small town Ontario |
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24 hour, 7 day claims service |
| FOR THE POLICYHOLDER |
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Ontario's Farm Mutuals are owned by their policyholders
and operate on an insurance at cost philosophy |
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Policies are tailored to your needs |
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Variable deductibles available |
| STRENGTH IN COMPANIES |
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Ontario's farm Mutuals back each other through our
own Guarantee Fund and Reinsurance company |
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Collectively our system is one of the world's most
financially secure insurance networks |
| LOSS PREVENTION SERVICE |
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On-site inspections |
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Fire extinguisher program |
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Theft reduction program |
Highlights only. Actual policy wordings govern. Coverage
availability subject to underwriting eligibility.

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